Outlined here are the primary charges. To access the complete fee structure, please use the Download option provided next to this section.
| Accounts | Advanced |
| Account opening | 500 |
| Active Account maintenance (per month) | 50 |
| Regular review | 500 |
| Payments | |
| Between Oropay Accounts | Free |
| Incoming SEPA | Free |
| SEPA payment handling fee1 | 0,1% (min 10; max 50) |
| Incoming SWIFT2 | 70 |
| Outgoing SEPA | 0,1% (min 10; max 200) |
| Outgoing SWIFT | 0,4% (min 50) |
| SWIFT, other currencies3: USD, AED, AUD, CAD, CHF, CNY, CZK, DKK, GBP, HKD, HUF, ILS, JPY, NOK, NZD, PLN, QAR, RON, SEK, SGD, THB | Free |
| Currency conversion | |
| Currency exchange fee4 | 1,5% |
| VISA Business Debit | |
| Card issuing5 | 30 |
| Monthly fee | 3 |
| Purchase | Free |
| Cash withdrawal | 3% (min 3,50) |
| Cash advance6 | 3% (min 3,50) |
| Commission fee for conversion | 3% |
| VISA Business Virtual | |
| Card issuing5 | Free |
| Monthly fee | 2 |
| Purchase | Free |
| Cash advance6 | 3% (min 3,50) |
| Commission fee for conversion | 3% |
1 The fee is applied to incoming SEPA payment credited to the Oropay account with partner bank and subsequently allocated to the client’s account.
2Incoming payments in currencies other than EUR are automatically converted to EUR applying the currency conversion rate.
3If the outgoing payment amount exceeds 10,000 EUR, prior authorization from the Company must be obtained before submitting the payment.
4Applicable for outgoing payments in other currencies
5At the moment of submitting the card application, the balance of the client’s account shall not be less than 50 EUR.
6Cash Advance Fee applies to transactions under the following Merchant Category Codes (MCCs): 6012, 6040, 6050, 6051, and 7995, including transfers to payment institutions, topping-up of accounts or wallets, purchases of virtual currencies, and gaming or betting transactions.
