Open Account

What is a Virtual Card and How to Get One for Secure Online Transactions

September 13, 2024

A virtual debit card is a digital equivalent of a traditional bank card, created specifically for online payments and does not exist in physical form. Payment virtual cards consist of a unique set of data. The main purpose of a virtual card is to enhance security during online shopping. Now that we understand what a virtual card is, let’s explore its advantages.

Key Benefits of the Card

The VISA virtual card offers a high level of security. First of all, this card is secure because it cannot be lost or used in places where a physical card is required, as it is only accessible through a special mobile application. The online access to the card is highly encrypted, minimizing the risk of losing funds.

Another benefit of a virtual debit card is the ability to instantly block or freeze the account at any time. If a user suspects that the card’s data may have been compromised, they can immediately cancel the card, without worrying about the funds in the primary account.

Additionally, this card ensures secure online payments, protecting against unauthorized subscriptions and charges. For instance, you can create a virtual card for a single purchase and then delete it right after. This way, if the seller attempts to charge again, the transaction will not go through.

Features of Using a Virtual Card

A key feature of the VISA virtual debit card is the ability to use temporary codes for transaction verification.

The virtual card can be used for various purposes:

  • Online Shopping: You can open a VISA card online for purchases in online stores. It allows you to securely pay for goods and services without revealing your primary bank card details.
  • Subscriptions and Services: The virtual card is convenient for paying for subscriptions to online services such as streaming platforms, software, and other digital products.
  • Mobile Payments: You can also issue a virtual card for use in mobile payment apps, enabling you to pay for goods and services via smartphone.
  • Data Security: When using a virtual card, your personal data and bank account information remain protected since the card can be easily deleted or reissued in case of suspicious activity.

Thus, this option is an excellent choice for those who value security and convenience in financial transactions. You can also manage your funds through a user-friendly and optimized application.

How to Get a Virtual Card from the Oropay Online Payment Service

To order a VISA virtual debit card, you need to follow a few steps. First, you must register on the platform. Go to the official Oropay website and click on the registration button. To do so, you will need to complete several steps: provide your contact details, read and agree to the terms, and finish setting up your profile. Next, you will need to verify your account. To confirm your identity, you will need to upload a photo of your passport. If you are a legal entity, company documents will be required. The document verification process might take some time, but the registration process itself takes about 15 minutes.

After successful verification, you can log in to your Oropay account. In your personal account, you will find the ‘Cards’ section, where you can create, manage and track cards. In this section, you can request the issuance of a new virtual card. The Oropay VISA virtual card is available in one currency – Euro.

Once all parameters are selected, you will need to confirm the card issuance request. In some cases, a small service fee for card issuance may apply, which will be automatically deducted from your Oropay account. However, the Oropay virtual card service is completely free of charge. After confirming the request, the card will be created, and you will receive its details — the card number, expiration date, and CVV code. These details will be available in your personal account and will be used for online payments.


Get in touch

info@oropay.com
+357 25 752 100
23 Agias Paraskevis Street, 8th floor,
2022, Nicosia, Cyprus
Contact Us
info@oropay.com
23 Agias Paraskevis Street, 8th floor, 2002, Nicosia, Cyprus
+357 25 752 100
Follow us
Oro Pay Ltd (license number 115.1.3.23/2018) is authorized as an Electronic Money Institution under the Electronic Money Law of 2012 for the issuance of electronic money. OROPAY is a registered trademark/ brand name of Oro Pay Ltd. All rights reserved © Oro Pay Ltd 2023.
Oro Pay Ltd (license number 115.1.3.23/2018) is authorized as an Electronic Money Institution under the Electronic Money Law of 2012 for the issuance of electronic money. OROPAY is a registered trademark/ brand name of Oro Pay Ltd. All rights reserved © Oro Pay Ltd 2023.